Jeevan arogya 1. Jeevan Arogya Plan No: ; 2. Key highlights Non-linked health plan which covers the principal insured male or female. Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that.

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These premium due dates, at the end of every third policy anniversary, starting from the date of commencement of policy till the date of cover expiry, on which the installment premiums are reviewable, will be referred as Automatic Renewal Dates in respect of all Insured in the Policy. The suggestion, as a fact of that which is not true and which the insured does not believe to be true.

Treatment for slip disc viii. The specific waiting period shall be 2 two years from the Date of Cover Commencement in respect of each Insured.

Life Insurance Corporation of India – LIC’s Jeevan Arogya

The Major Surgical Benefit shall be paid as a lump sum as specified for the benefit concerned and is subject to providing proof of Surgery to the satisfaction of the Corporation. Any Pre-existing Condition unless disclosed arkgya and accepted by the Corporation prior to the Date of Cover Commencement or the Date of Revival if the Jeevsn is revived after discontinuance of the Cover.

Things you must know. B Major Surgical Benefit: So for every year of no claims, you will jevean an increased HCB and hence the associated increase in other benefits too. Hospitalisation expenses related to Non-allopathic methods of treatment or surgery.

Vehicle insurance Quote Contact details: If both of the parents father and mother are alive and are eligible for cover, then either both of them will have to be covered or none of them will be covered. Plan Features LIC’s Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult jeevam.

Your email address will not be published, and your website url is not required. Convalescence, general debility, nervous or other breakdown, rest cure, congenital diseases or defect or anomaly, sterilisation or infertility diagnosis and treatmentany sanatoriums, spa or rest cures or long term care or hospitalization undertaken as a preventive or recuperative measure.


Now you will get the following payouts in case of a Major Surgery. Children covered under this plan shall have the option to take a suitable new health insurance policy subject to underwriting at the end of the specified exit age or at the renewal of the policy after completion of 18 years of age. However, for every Hospitalization that extends for a continuous period of 7 days or more, the Daily Hospital Cash Benefit would also be paid for first 24 hours day one of hospitalization, regardless of whether the Insured was admitted in a general or special ward arrogya in an intensive care unit.

Insurance is the subject matter of solicitation.

The daily cash benefit is only extended for the hospitalisation period after the first 24 hours in a non-ICU ward or room of the hospital.

Treatment for Piles ix. The rates applicable on every Automatic Renewal Date shall be guaranteed for a further period of 3 years i. After the death of PI, no addition will aroggya allowed.

Lic Jeevan Arogya

A Death Benefit under the basic plan: The cover though will only start from the next policy anniversary. If more than one Surgery is performed on the Insured, through the same incision or by making different incisions, during the same surgical session, the Corporation shall only pay for that Surgery performed in respect of which the largest amount shall become payable. To any loss, damage or expense due to or arising out of, directly or indirectly, nuclear reaction, radiation or radioactive contamination regardless jevan how it was caused.

Life insurance Policy can be called in question within 3 years on the ground that any statement of or suppression of a fact material to expectancy of life of the insured was incorrectly made in the proposal or other document basis which policy was issued or revived or rider issued.

Any such act or omission as the law specifically declares to be jesvan. On the ground of fraud, a policy of Life Insurance may be 9044 in question within 3 years from. Become Agent Quote Contact details: Minimum Term Assurance Sum Assured: The total number of days of Hospitalization for which the Other Surgical Benefit is payable during a Policy Year in respect of each and every Insured covered under the Policy shall not exceed 15 fifteen days in the first Policy Year 9004 the date of jeevann of cover in respect of jeeva Insured and 45 forty five days for the second and subsequent Policy Years following the date of commencement of cover in respect of that Insured.


Initial Daily Benefit Rs. Conditions apply for which please refer to the Policy document or contact our nearest Branch Office. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. No hospital cash benefit shall be payable for the first 24 hours of hospitalisation.

Circumcision, cosmetic or aesthetic treatments of any description, change jeefan gender surgery, plastic surgery unless such plastic surgery is necessary for the treatment of Illness or accidental Bodily Injury as a direct result of the insured event and performed with in 6 months of the same. The premium rates in respect of each insured member on renewal will be based on age of that member at the time of inclusion into the policy.

LIC Jeevan Arogya (T 904)- All details with premium and benefit calculators

IRDAI does not announce any bonus. If the total amount paid in respect of an Insured equals this lifetime maximum limit, the Major Surgical Benefit in respect of that Insured will cease immediately.

Yearly and Half Yearly Grace Period: No loan will be available under this plan.

The outstanding Jeevqn periods and outstanding period of any Exclusion will however apply under the new policy. Treatment jwevan kidney or urinary tract stones xv. The level of premium for Principal Insured and the other insured members shall be different for the same age and same level of cover.

Daycare Procedure Benefit In case any of the members covered in the plan undergoes a Daycare Procedure, an amount equal to 5 times the HCB will be paid out.